FDICVendor / TPRMSeptember 15, 2026

FDIC Joins Interagency Third-Party Risk Management Guidance Proposal

The FDIC is participating in the same four-agency interagency proposal to update third-party risk management guidance for banking organizations, signaling broad regulatory alignment on vendor oversight expectations. FDIC-supervised institutions, including state non-member banks that frequently partner with fintechs and crypto firms, should treat this proposal as a preview of future examination standards. The agencies intend to rescind and replace existing guidance, making this a significant structural change for compliance programs.

What to do

Submit a comment letter to the FDIC during the open comment period highlighting any operational challenges your institution anticipates in implementing risk-tiered third-party oversight, particularly for fintech or crypto service provider relationships.

Who this affects

Bank / Credit UnionTrust CompanyFintech / NeobankPayments CompanyCrypto Custodian

Does this affect your program?

Pick your institution type for an instant read on whether you're in scope — then see exactly which sections of your own policies this changes.

Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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OCC

OCC Joins Interagency Proposed Third-Party Risk Management Guidance

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