OCCBSA / AMLJuly 9, 2026

OCC Flags Updated FinCEN Guidance on Voluntary Info-Sharing Between Institutions

The OCC is drawing attention to FinCEN's refreshed Section 314(b) Fact Sheet, which clarifies how financial institutions can voluntarily share information about suspected money laundering or terrorist financing with one another under a statutory safe harbor from liability. Compliance officers should review the updated guidance to ensure their institution's 314(b) program reflects the latest expectations, particularly around fraud-related information sharing, which was a key focus of the update.

What to do

Review the updated FinCEN Section 314(b) Fact Sheet and compare it against your institution's existing voluntary information-sharing procedures to identify any gaps or updates needed in your AML program documentation.

Who this affects

Bank / Credit UnionCrypto ExchangeMoney Services BusinessCrypto CustodianFintech / NeobankTrust CompanyPayments Company

Does this affect your program?

Pick your institution type for an instant read on whether you're in scope — then see exactly which sections of your own policies this changes.

Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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