OCCGeneralJuly 30, 2026

OCC Issues Revised CBLR Framework Compliance Guide for Community Banks

The OCC published a revised compliance guide for the Community Bank Leverage Ratio framework as part of broader regulatory relief efforts for community banks. This update is relevant to compliance officers at community banks that have elected or are considering electing the CBLR as their simplified capital adequacy standard, particularly those expanding into digital asset services or payments. Staying current on capital requirements is a foundational compliance obligation for any bank offering crypto custody or fintech-adjacent products.

What to do

Review the revised OCC CBLR compliance guide and assess whether your institution's current CBLR election, capital ratios, and internal policies need to be updated to conform with the revised framework.

Who this affects

Bank / Credit UnionTrust Company

Does this affect your program?

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Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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