OCCLicensingAugust 11, 2026

OCC Pushes to Revive De Novo Bank Chartering — Crypto Firms Take Note

The OCC is actively prioritizing the revival of de novo bank chartering and commends the FDIC for similar efforts, signaling a more welcoming regulatory environment for new bank applicants. For crypto firms and fintechs that have explored obtaining a national bank or trust charter, this renewed focus may lower barriers and accelerate application review timelines.

What to do

If your firm has considered pursuing a national bank charter or trust charter, revisit feasibility now and engage OCC licensing staff to understand updated de novo application expectations.

Who this affects

Crypto ExchangeCrypto CustodianFintech / NeobankTrust CompanyMoney Services Business

Does this affect your program?

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Source

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This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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