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OCCGeneralJuly 30, 2026

OCC/Fed/FDIC Update Compliance Guide for Community Bank Leverage Ratio Framework

The OCC, Federal Reserve, and FDIC jointly revised the Community Bank Leverage Ratio (CBLR) compliance guide, reflecting updates to the framework used by qualifying community banks as a simplified alternative to the full Basel III capital regime. Compliance officers at community banks and bank-affiliated trust companies should review the revised guide to confirm their institution's capital reporting and election procedures remain aligned with current agency expectations. Although not directly a crypto-specific rule, banks providing custody, payments, or crypto-related services need adequate capital frameworks underpinning those activities.

What to do

  • Download and review the revised CBLR Compliance Guide from the OCC, Fed, and FDIC to identify any changes to eligibility criteria or reporting requirements, and confirm your institution's capital planning documentation reflects the updated framework.

Who this affects

Bank / Credit UnionTrust Company

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Source

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This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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