OCCVendor / TPRMSeptember 11, 2026

Regulators Clarify How They Will Oversee Core Tech Providers to Community Banks

The OCC, Federal Reserve, and FDIC have issued an interagency statement explaining how they will apply risk-based supervision and enforcement to core service providers — such as technology and data processors — that serve community banking organizations. This matters for fintechs and crypto firms acting as technology vendors or service providers to banks, as it signals heightened regulatory scrutiny of the bank-vendor relationship and the factors examiners will weigh when taking supervisory or enforcement action against those providers.

What to do

If your firm provides core services to community banks, review the interagency statement to understand the supervisory factors regulators will consider, and ensure your contracts, audit rights, and risk controls align with examiner expectations.

Who this affects

Bank / Credit UnionFintech / NeobankPayments CompanyOther

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Source

Read the official publication

This radar entry is educational and does not constitute legal advice. Summaries are AI-assisted and grounded in the linked official source; always verify against the primary source and consult qualified legal counsel for jurisdiction-specific guidance.

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FDIC

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OCC

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Federal Reserve

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